At Heimensen Wealth Advisors we understand that comprehensive planning means different things to different people based upon their current place in life. We narrow our planning focus based upon each client's place in their life journey and ask the appropriate questions of clients at the appropriate times. This makes it easy for clients to identify their goals and objectives.
This is for young adults just beginning their careers, starting families, buying homes, and accumulating assets.
This is for mature adults who are reaching their maximum earning potential and starting to think about retirement and protecting what they have accumulated.
This is the five years prior to retirement through the first five years after a person retires. We refer to this as The One Zone as it may arguably be your one attempt at getting retirement done right. Arguably, this could be the most important category of a person's life journey.
This is the category for those adults who have successfully completed all of the previous phases. At this point, we discuss and implement plans that will ultimately pass assets on to the next generation or charity as clients see fit.